Speeding7 min read16 July 2026

Is My Camera Fine Criminal or Civil? The Difference That Changes Everything

Two letters can look almost identical and be worlds apart in law. One carries penalty points and a court. The other carries no points and is often defective. Before you pay or challenge anything, work out which one you actually have.

This is general legal information about the law in England and Wales, not legal advice. For a criminal motoring matter such as speeding, take advice on your own case.

A camera fine is not one thing. It is two completely different legal animals wearing similar envelopes. Get the category wrong and you can either throw away a charge you could have beaten, or walk into a criminal court thinking you are appealing a parking ticket.

Civil camera fines: no points, and often beatable

These are issued by councils or Transport for London and enforced as a civil debt. No penalty points. No criminal record. You challenge them by pointing at a procedural or signage defect, and if you are right, the charge falls away. This is the ground this site is built on.

  • Parking Penalty Charge Notices from a council, under the Traffic Management Act 2004.
  • Bus lane, box junction and other moving-traffic camera penalties, also under the Traffic Management Act 2004. A box junction fine feels criminal. It is not.
  • Red route penalties from Transport for London.
  • ULEZ, LEZ and Congestion Charge penalties, which sit under a road user charging scheme made under the Greater London Authority Act 1999, appealed through London Tribunals.
  • Private parking charges from a private operator, which are contractual, not even a fine at all.

Every one of these is challengeable on the right grounds, and a great many are defective. The moving traffic PCN guide and the five types of parking charge guide cover how.

Think yours is a civil charge?

Bus lane, box junction, ULEZ and parking penalties are civil, and many are procedurally defective. Check what you are dealing with.

Check my charge

Criminal camera fines: points, an NIP, and the courts

Speeding is the one everyone knows, but it is not alone. Criminal motoring offences caught on camera come with a Notice of Intended Prosecution where one is required, penalty points, and the prospect of the Magistrates' Court. They are not appealed to a tribunal. They are defended, or accepted, as criminal matters.

  • Speeding. The classic example. See the 14-day rule guide.
  • Running a red light is a criminal offence under section 36 of the Road Traffic Act 1988 (offence code TS10): a Notice of Intended Prosecution, 3 penalty points and a fine. Using a handheld phone at the wheel is another criminal, endorsable offence, not a civil appeal.
  • Careless or dangerous driving caught on camera or dashcam.

With these, the same request to name the driver appears (see the section 172 guide), the stakes include your licence, and the sensible step for your own case is proper advice, not a template.

The 30-second test

Read the letter and ask one question: does it threaten penalty points, mention a Notice of Intended Prosecution, or demand that you name the driver? If yes, it is criminal. If instead it is a Penalty Charge Notice, talks about a civil debt or a charge certificate, and offers an appeal to POPLA or a traffic tribunal with no mention of points, it is civil.

If it is civil, do not assume it is valid. Check it, because many are not. If it is criminal, do not treat it as a simple appeal. Understand what is at stake first.

Frequently asked questions

How do I tell if my camera fine is criminal or civil?

Look at what the paperwork threatens. If it mentions penalty points, a Notice of Intended Prosecution, a request to identify the driver, or the courts, it is criminal (speeding is the common example). If it is called a Penalty Charge Notice, is enforced as a debt, offers an appeal to POPLA or a traffic tribunal, and says nothing about points, it is civil.

Does a box junction or bus lane fine put points on my licence?

No. Box junction, bus lane and other moving-traffic camera penalties issued by a council or Transport for London are civil. They are enforced as a debt, carry no penalty points, and leave no criminal record. They are also frequently defective on signage or procedure, which is why they are often challengeable.

Is a ULEZ or Congestion Charge fine criminal?

No. ULEZ, LEZ and Congestion Charge penalties are civil charges under a road user charging scheme, enforced by Transport for London through London Tribunals. No points, no criminal record. The grounds for challenge are different from parking, but it is still a civil matter, not a criminal one.

Why does the difference matter so much?

Because it changes the risk. Challenging a civil charge is low-risk: you dispute a procedural defect, and if you win it simply disappears. Challenging a criminal charge like speeding is a court matter with penalty points at stake, and if you fight it and lose you can end up worse off than if you had accepted it. Treating one like the other is a costly mistake in both directions.

Work out what you are actually holding.

If it is a civil charge, a parking, bus lane, box junction, ULEZ or red route penalty, it may well be defective. Check it before you pay.

General legal information about the law in England and Wales, not legal advice, and no solicitor-client relationship is created. Take advice on your own circumstances before acting.